"Lutheran" Way to Beat Debt?

Some people lament that Dave Ramsey's Financial Peace University is "not Lutheran." Well, duh! Dave's not a Lutheran and never claims to be.

But that raises a different question: Is there a specifically "Lutheran" way for beating debt, building wealth, and learning to give?

Or could Dave's (and grandma's) ways of avoiding debt, growing wealth, and giving generously be just good ol' First Article wisdom--which itself *is* very Lutheran?

Besides, how much Lutheran theology does one need in order to beat debt, build wealth, and give lots of it away?